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SwiftCase

Workflow automation for UK service businesses. Created in the UK.

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Free Compliance Tool

Complaints Deadline
Calculator

Enter your complaint received date and instantly see every FCA DISP deadline — acknowledgement, holding response, final response, FOS referral window, and record retention.

Business Day AwareUK Bank HolidaysFOS WindowsDISP Compliant

Calculate Deadlines

This tool is not endorsed by the FCA. Deadlines are indicative only — consult your compliance team for specific cases.

What you'll see

Every deadline your firm needs to hit under FCA DISP rules, calculated from your complaint received date.

Deadline Timeline

A visual timeline of every FCA DISP deadline, colour-coded by urgency — green for on track, amber for approaching, red for overdue.

Business Day Aware

Acknowledgement and summary resolution deadlines are calculated in business days, automatically skipping weekends and UK bank holidays.

Next Action Guidance

Clear guidance on what you need to do next based on where you are in the complaints handling timeline, with regulation references.

7 Key Deadlines

Deadlines we calculate

Based on FCA DISP rules for complaints handling by insurance firms.

DISP 1.6.2A

Written Acknowledgement

3 business days

DISP 1.5.4

Summary Resolution

3 business days

DISP 1.6.2

Holding Response

4 weeks (28 days)

DISP 1.6.2

Final Response

8 weeks (56 days)

DISP 2.8.2

FOS Referral Window

Opens at 8 weeks

DISP 2.8.2

FOS Window Closes

6 months after final response

DISP 1.9.1

Record Retention

5 years after closed

Related Resources

Go deeper

Explore guides and use cases related to this tool.

Guides & Templates

FCA Complaints Handling Guide

Complete guide to DISP-compliant complaints management for insurance firms.

Read guide

FCA Compliance Overview

Key FCA requirements and how to meet them with workflow automation.

Read guide

Use Cases

Complaints Management Workflow

Automate FCA deadline tracking and escalation for complaints.

View use case

Regulatory Compliance Automation

Keep audit trails and meet regulatory deadlines automatically.

View use case

Frequently asked questions

Automate your
complaints handling

SwiftCase provides built-in deadline tracking, automated acknowledgement letters, escalation alerts, and full audit trails — so you never miss a DISP deadline again.

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Insurance Solutions